Yesterday, President Elect Doug Lipp was joined by Ross Augustine, Graeme Isaacson, Ann O'Connor and myself at the District Development Assembly. DG Elect David Harmon chose a different format to previous years, with higher emphasis on modern methods. Good, informative speakers, particularly on Social Media presented by - for Rotary standards - very young PP Candice Olivier (RC Gold Coast Passport) and on Membership by the guru of Membership development in Australia, Mark Huddlestone. (Here is a wake-up question: "Are our meetings an efficient and professional use of our time?" Personally, I think they are, even though I say so myself, I think we have good meetings. But what is your view? Speak out! Ed.) And there was more! Much more. Such as, quite in contrast to the warm, fuzzy-feeling-inducing presentation of previous speakers, District Insurance Officer John Guiricin gave us a rather sobering summation on Rotary Insurance. For example, the "Hold Harmless" clause in many contracts with third parties (such as the council) are dynamite! Planning to hold a Rotary event at somebody's home? NOT covered! Do we have an Insurance Officer in the club?You should have been there. All of you.